Leonardo Fabio Ramos Lozada

LEONARDO FABIO RAMOS LOZADA

Chief Risk Officer

Date of birth: August 12, 1970

Politically exposed person: No

Board of Directors experience: currently a member of the Board of Directors of the Findahorro Mutual Investment Fund and was a member of the Board of Directors of Agrored S.A.

B.Sc. in Economics and Business Management, with years of experience in creating and developing strategies and action plans to prevent and mitigate business risks. He has been at the forefront of risk areas and operations in such companies as the Colombian Stock Exchange, Crear Valores, Fiduagraria, Proyectar Valores and Casa de Bolsa, where he has rigorously and effectively led risk management teams.